ps, for a typical terrace house I'd go for the following
1 - Insulate till you can't move
2 - Solar Hot Water (should give you all your hot water March-October)
3 - Woodburning stove with saddle boiler - to save your normal central heating from firing up all the time
4 - Construct WW2 type bomb shelter in back garden (for silencing), and install a modern copy of a Lister to give your electricity (grid-tied), run off waste vegetable oil - heat recovered use to warm thermal store* in home!
If you're going for 2&3, suggest doing both at the same time, or telling the solar engineeers that you're going to have another heatsource later, then they'll leave an unconnected coil in the thermal store for later use - it'll save changing the tank twice!
* Thermal store is a posh way of saying a large vented hot water storage tank with loads of insulation, the heat being transferred by coils inside the tank fed from the boiler/woodburner/solar system - you need to specify how many when you have one fitted (if in doubt, leave a spare, it only adds about £60 per coil)
