Like to give up the day job?

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misty44
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Like to give up the day job?

Post: # 227804Post misty44 »

I work in education and despite how great the students are (mostly) I really don't like the politics, paperwork and constantly being made to feel like you're not good enough by senior managers who haven't come into contact with a student in years. :banghead:

I love the garden/allotment and feel so relaxed and happy tending them and things are going so well. :sunny:

Has anyone given up a reasonably well paid job to be self-sufficient?

Do you mind me asking? How did you pay the mortgage? How did you make ends meet? How did you feel when you made the decision and have you ever regretted it? Did you get a part-time job in the winter and are PT winter jobs easy to find?

Any personal stories would be much appreciated.

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Re: Like to give up the day job?

Post: # 227807Post Ben1971 »

Hi Misty44, good question!

I would love to do this! I work in The Health Service and am becoming very tired of it all now. I am very very lucky that I now only have my modest mortgage to pay with all other debts cleared so have thought about going part-time at work.

Now, I know some people may think it is a cop out but I don't. You will "work" for a living! In a more enjoyable and fulfilling way by being self-sufficient.

I am only prepared to go part-time though..... I've got enough space to provide for myself and sell a few eggs from my hens to pay for the layers pellets but, I don't see how I'd pay my mortgage and heating bills etc :(
Last edited by Ben1971 on Mon Apr 04, 2011 10:38 pm, edited 1 time in total.

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Re: Like to give up the day job?

Post: # 227810Post Wombat »

Hey Guys,

We have done it....sort of. We only have a small suburban block (for details have a look at our website) but over the years have put in stuff (grid connected and stand alone solar, solar hot water, veggies, fruit trees etc) so that our outgo is minimal. We own all our stuff too which helps. I got retrenched 8 months or so ago and we have just been pottering along on savings and what we produce. I have just recently started to pick up some consultance work, nut just a few days here and there. We are not self sufficient but doing what we can.

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Re: Like to give up the day job?

Post: # 227820Post Flo »

I grew up as a farmer's daughter and we were reasonably self sufficient in an awful lot of things. It was hard graft being even 65% self sufficient. Also it depends on what you mean by self sufficient. I don't think that any one person can be really self sufficient as no-one really has enough skills to produce everything that they need for themselves in the way of food, clothes, heating, house. You need to be part of a community to provide for all your own needs which means that you have to pay or barter for what you can't provide as has done throughout most of history.

Whether you would enjoy your allotment so much if you had to graft to produce even 90% of your food is a thought worth pondering. At the moment you are trading your skills for the necessities of life. There's something to be said for the people contact involved in work. It could be very lonely graft just providing for yourself on a self sufficiency basis. Here speaks someone nearly three years down the retirement road.

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Re: Like to give up the day job?

Post: # 227824Post bonniethomas06 »

Good question Misty - I would do it in a flash, but I think it comes down to whether you own land or not - we don't.

So Selfsufficiency is not really an option - as we have to find rent and bills each month, more than any cottage industry could support. However, if you had paid off a mortgage, you would only need to find council tax and water rates (not even that if you had a borehole) and could probably manage with enough land.

At the moment, until debts are paid off (another bill to find each month) and we have our own house, we are just practicing and trying to learn (and be good at) the skills. Then one day I would love to go down to say 2 days a week at work - just enough to buy the things you can't make yourself and a little treat every now and again. Also keeps you in touch with the 'real world' without you getting sick of it all.
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Re: Like to give up the day job?

Post: # 227825Post Nomada »

misty44 wrote:I work in education and despite how great the students are (mostly) I really don't like the politics, paperwork and constantly being made to feel like you're not good enough by senior managers who haven't come into contact with a student in years. :banghead:
What do you teach? Could you possibly go into self employed tutoring or teaching on these extracurricular classes that many organisations run for schools now? They're not badly paid (imo) and you could have more flexibility over when you work and there would be no senior managers. It's extra income to supplement the self sufficiency.
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Re: Like to give up the day job?

Post: # 227831Post niknik »

before anything else, the first step, would be to examine your current way of living ( well spending really :iconbiggrin: )
and cut back dramatically where possible, set yourself a strict budget......

use some of these savings to pay off some extra on mortgage, and the rest to keep as a buffer for when tou can go self sufficient-ish...

To be 100% sel-sufficient would be near impossible, unles yu have all the skills, plenty of land, and can do without lots of stuff( especially when items break down).

Start by reycling all you can, some sort of greywatersystem, etc etc......

and some self/emp work as suggested by Nomada. Can you give private lessons? evenings.then more time for garden/allotment, if go PT at "proper" job?

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Re: Like to give up the day job?

Post: # 227833Post Rosendula »

I think the idea is to be as self-sufficient as you, personally, can be. I was trying to explain self-sufficiency to my 4YO and told her what it means. She loved the idea of producing everything for ourselves but I asked what she thinks we should dig the land with? A spade? Where do we get the spade? If we make our own, where do we get the materials? If we have a wooden handle we could cut down a tree (I didn't ask where we'd get the wood for the axe handle), but what about the actual metal spade bit? So complete self-sufficiency isn't really an option.

What you must remember, though, is that you spend a LOT of money on work. You might get paid a lovely little salary, but a good chunk of that goes on tax, NI, nice clothes to work in (as opposed to old muddy jeans and wellies), travel to and from work, the birthday pots, the Christmas party, foreign holidays (people say they've 'earned' a holiday by working hard, or that they 'need' a holiday to recover from the stress of work), etc., etc. Once you take all of these expenses off your salary, you can see what money you have left. A huge chunk of that might be spent on grocery shopping (and the petrol to get there), but without a job you'll have more time to produce your own and therefore won't be spending as much (remember, it's not just vegetables, we're talking bread, wine, beer, yoghurt, all sorts). The more time you have, the less money you need.

Would going part-time be an option for the time being - 2 or 3 full-days being better than 5 half-days?
Perhaps during the summer holidays you pretend you're already downshifting and see how much you can do for yourself during that time, keeping a diary of costs and savings to help you calculate if a permanent shift is viable.

Good luck. You will work it out. :hugish:
Rosey xx

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Re: Like to give up the day job?

Post: # 227835Post boboff »

You must maintain some sort of income.
It doesn't have to be allot, but with a mortgage it could be 30 plus hours a week.
The welfare system is really good in the UK, especially if you have little Chavs.
You might actually find a full time job, cleaning or on a till will reduce stress and give you loads of time to do the growing etc you need to do.
Hope it works out.
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Re: Like to give up the day job?

Post: # 227840Post Mrs H »

Well we were forced into this position nearly a year ago when hubbie was made rredundant. After a lot of worry etc we r finally making it work. Is it possible to have no income? The simple answer is no, not on a small scale system. We have 3 kids so were in the lucky position that the state has helped us with r rent payments and we get tax credits.
We r moving next month to a house that meets all r requirements, it is old with low ceilings etc and the fires have a back boiler system so it should be cheaper and easier to heat, we have outbuildings so allowing hubbie to produce more wooden stuff for peoples gardens and we have a half acre vege plot with about another half allocated for dog and poultry housing which in turn is going to allow us to get more chickens so more eggs to sell. There is 80acres in total which the owner currently uses for extra grazing so we have the potential to expand.
On top of this I relief milk as and when I can get it. We r hoping that by July we will be able to come off state help altogether and stand on r own 2 feet!!
I think we r proof that you can make it work but unfortunatly some sort of income is a must. It is however a very fulfilling life and for us going back to work fulltime is just not an option. I never thought last year that I would be saying that!!!
We now know so many more people in our area and we barter for lots of things. R landrover needed some work done last month and I killed, plucked and gutted some ducks for the local mechanic and in return he sorted the landy!! It needs more work before mot and he is doing that for us in exchange for training his sheep dog!!
Our families think we r bonkers but we r happy, we r both getting to watch r kids grow up and we get to spend so much time together.
We budget for everything and it works. Don't get me wrong we do not live a flash life and we do not drive a flash landy etc but I would rather hav the life we have together as a family than a high paid stressful job and flashy pocessions!!
Good luck with your decision. Xxxx

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Re: Like to give up the day job?

Post: # 227849Post Zech »

I'm not sure whether our experience is relevant because we have the luxury of no mortgage or rent, but yes, I have done this - I quite my job last September. Your description of work is all too familiar - great students, great colleagues, shame about the management!

I've given up my job entirely and my husband has gone freelance, which means a pay cut, but I'm not yet entirely sure how much. As a couple, we've taken a drop in income of something like 60-75%, though when we were both working we were saving maybe a third of our take-home pay. We had a contingency fund put aside, which I thought we'd need to get through the first year, before we get any produce from the garden (we moved house at the same time) but so far we haven't needed it. I'm sure that not going to work is saving us money, as Rosey's already said - we both used to buy lunches at work, I no longer need smart clothes and I hardly drive at all now. Another unexpected saving has been that I've stopped comfort eating. I didn't even realise that's what I was doing until I stopped! We are very strict with our budget, but we can still afford to go out roughly once a month (that's a higher priority for us than say, new clothes, which other people might chose as a treat - the only new clothes I've bought since moving have been a pair of wellies), so we don't feel hard up.

Any regrets? Emphatically no! Not at all! Not even a tiny bit. We are absolutely loving our new life :iconbiggrin:

I did think I might try to get some part time teaching work if we needed the money, or if I felt bored/isolated at home, but currently neither of those are true, so I'm happily staying at home digging the garden, cooking, and applying my rather poor needlework skills to various projects.
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Re: Like to give up the day job?

Post: # 227856Post dustydave »

We've been downsizing for about 10 years. I had a fairly succesful busines and each year have reduced it's turnover and concentrated my efforts on going fully self suffcient. We sold our house last year, so that we could buy something and be mortgage free. i suspect that it would be easier for us if we moved to somewhere like france or spain, but i love England and and want to try here first. we just have to 'tune' out from the fiends and family who don't really understand what we are doing i often get very strange looks from the other parents at school pic-up when i turn up covered in mud. I'd really like to meet new friends that are doing the same thing, just so that we don't feel too isolated. :grouphug:

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Re: Like to give up the day job?

Post: # 227862Post happyhippy »

I'd love too!I've just had the day from hell(lets hope its not groundhog!lol).I like my job,I like a few of the colleaques,and dislike the lazy management!Whinge over!Now i have to go to my second unpaid job......cooking tea! :iconbiggrin:

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Re: Like to give up the day job?

Post: # 227869Post greenorelse »

Reduction, reduction, reduction. You have to examine every single cent that leaves your pocket and try to work out whether it should.

The two of us have a part-time job each and it's fairly sufficient to manage on, growing some of our own food. But the real point is, we're miserly and try not to let money go. It's good practice for when one of us loses that part-time job.

Things like insulation on the house: absolutely 110% vital if you have to create heat. You do not want to lose your hard-earned heat. Practically all our 'preparations' for a more frugal life involve solar energy capture. Double glazing, insulation, conservatory, polytunnel, rain barrels, trees, stone wall etc etc; it's all capturing energy from the sun in some way. The more you capture, the less money you have to spend.

Take your time misty and, keeping your goal in mind, you'll get there.
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Re: Like to give up the day job?

Post: # 227874Post misty44 »

This website is so great. Such interesting people to share thoughts and goals with. Am taking a week off as it is the Easter break here and have spent the whole day in the garden, even though it has been raining all day. I've had a great day!
I agree it is better to downsize slowly over the next few years, make sure I save as much money as I can through solar energy etc, which I will need to keep the job to pay for but there is light at the end of the tunnel. I'm going to work to my goal of working PT in five years time and being as self sufficient as I can be by then.
Thank you everyone for your responses. They were much appreciated at a time when I really needed them.

Misty

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