mamos wrote:We don't use credit cards however we do have debit cards and a credit card for the business which is automatically paid off by direct debit each month.
A quick tip which I have posted elsewhere
Don't cut up all of your credit cards if you are trying to go back to just using cash. It is always good to have an emergency zero monthly charge credit card just in case. but to stop you using it on frivolous things you need to put it in a washed out tin can full of water and put it in the freezer. It will take you a good while to defrost it and because it is in a metal can you cannot cheat and put it in the microwave.
mamos
Very creative. Or just leave it with a trusted friend.